Welcome to Pay4Education

Can you afford your top college pick?

We can show you how for all 4 years

See college pricing and affordability options for 2020 and any future year
Balance savings, cash from income, and parent/student financing options
Quickly compare federal vs. private loan funding options

Understand 4 Years of College Costs Up Front

Assess your financial capabilities

​See the impact of your current savings and cash from income on paying for college.

Discover A New Way
For Families To Pay For College

See detailed financing options side-by-side

See detailed financing options side-by-side ​

Compare detailed loan calculations for parent and student financing based on your self-reported credit profile in a single view.

College Affordability That Fits Your Monthly Budget  

Get Comprehensive Instructions on Next Steps

What a useful tool!

We were able to estimate the monthly costs and get a better handle on his choices so that our family could have a meaningful kitchen table conversation.
Parent of Macalester College student,
Class of 2023
Cost Savings

Good Math Blog

DISCOVER A NEW WAY FOR FAMILIES TO PAY FOR COLLEGE

Colleen Krumwiede
Nov20
Understanding College Costs: Sticker Price vs. Net Price
Links to: Understanding College Costs: Sticker Price vs. Net Price
Laura Gariepy
Nov19
How to Accumulate and Allocate College Savings for Multiple Children
Links to: How to Accumulate and Allocate College Savings for Multiple Children
Laura Gariepy
Nov12
5 Ways to Get Your College Student Home for the Holidays on a Budget
Links to: 5 Ways to Get Your College Student Home for the Holidays on a Budget