Welcome to Pay4Education

Calculate 4 Years of College Costs Upfront 

Personalize Your Plan to Pay

See college pricing and affordability options for 2020 and any future year
Balance savings, cash from income, and parent/student financing options for federal and private loans 

Understand 4 Years of College Costs Up Front

Assess your financial capabilities

​See the impact of your current savings and cash from income on paying for college.

Discover A New Way
For Families To Pay For College

See detailed financing options side-by-side

See detailed financing options side-by-side ​

Compare detailed loan calculations for parent and student financing based on your self-reported credit profile in a single view.

College Affordability That Fits Your Monthly Budget  

Get Comprehensive Instructions on Next Steps

What a useful tool!

We were able to estimate the monthly costs and get a better handle on his choices so that our family could have a meaningful kitchen table conversation.
Parent of Macalester College student,
Class of 2023
Cost Savings

Good Math Blog

DISCOVER A NEW WAY FOR FAMILIES TO PAY FOR COLLEGE

Sophia Westover
Dec3
Student Voice: Eating Healthy is Doable on a College Student Budget
Links to: Student Voice: Eating Healthy is Doable on a College Student Budget
Diana Sung
Nov26
Ways to Get College Credits Before Finishing High School
Links to: Ways to Get College Credits Before Finishing High School
Colleen Krumwiede
Nov20
Understanding College Costs: Sticker Price vs. Net Price
Links to: Understanding College Costs: Sticker Price vs. Net Price