Your family's path to college affordability is unlike any other.

Quatro provides personalized insight and advice on paying for college. 

Saving for college is hard. Getting into the college of your dreams is even harder. Being able to afford it is sometimes the hardest.  We help students and families make dream colleges affordable. 

Quatro boils down the confusing math of the award letters and tuition bills (and all of the acronyms like EFC, NPC, FSA, PLUS, COA & FAFSA) and turns them into real numbers for real people like you. Then we allow your family to see a holistic view on all four years of college costs, not just year one.

By looking at the whole picture, you can get rid of the confusion and transform costs into overall affordability. And by showing you the best financing pathways possible, you can choose a set of monthly payments during school and after graduation that fit your family's budgets, now and in repayment.

Quatro Co-Founders

We are founders that have spent our entire careers focused on college students, college affordability, financial aid and smart financing.

Patrick Kandianis has been innovating in the higher education space for over thirty-five years and has spent the last fifteen focused on student finance, first at First Marblehead Corp, and then as Co-Founder and Chief Revenue Officer of SimpleTuition, an award-winning consumer friendly site that has helped millions of families make sound financing choices.

He took out student loans and worked multiple jobs while an undergraduate at Cornell University and is a great example of the entrepreneurial possibilities attainable with a History degree!  Pat oversees the strategic direction and operations of the company on a day-to-day basis and welcomes the opportunity to help more families with Quatro’s unique approach to paying for college.

Co-Founder Colleen Krumwiede began her career as a work-study student in the financial aid office at Claremont McKenna College.  Using that experience as a launching point, she spent countless hours talking with parents and students about college costs and financing as a financial aid administrator at institutions, including Stanford University Graduate School of Business, California Institute of Technology and Pomona College.

Driven by her desire to help students attending community colleges to graduate schools, Colleen later worked at respected higher education servicing organizations and cutting-edge edtech companies.   Her expertise and commitment to the financial aid industry has enabled her to serve in leadership roles and be honored by professional associations including the National Association of Student Financial Aid Administrators (NASFAA), National Council of Higher Education Resources (NCHER), and regional and state financial aid associations on the West Coast. With Patrick, Colleen guides go-to-market strategy and product development at Quatro to transform the way families afford college.