Net Price is the real cost for a year of college. This is determined by taking the stated cost of attendance and subtracting free money such as merit and need-based scholarships and grants. Often, the net price may be related to your family's financial strength. Families pay the Net Price using cash, savings, and/or financed using loans. In Quatromoney calculations, we may use estimates or averages unless you have provided actual numbers from the aid offer.